# PubLedge

> Transparent recordkeeping protocol for fact-specific written interpretations between two parties — JIAs, RMAs, no-action letters, private letter rulings, and analogous instruments.
> Tracks 18 legal instruments, 26 obligations, and 9 provisions across 8 authorities.

## Legal Instruments

- [CFPB Advisory Opinion — Pay-to-Pay Fees (Regulation F)](https://publedge.org/us/federal/cfpb/ao/2022-001/): enforcing
- [CFTC Letter 17-65 — CTA Registration Exemption Survives MiFID II Fee Unbundling](https://publedge.org/us/federal/cftc-dsio/il/2017-001/): enforcing
- [Colorado SB 24-205 (2024) — Consumer Protections for Interactions with Artificial Intelligence Systems](https://publedge.org/us/colorado/legislature/statute/2024-001/): superseded
- [Colorado SB 25B-004 (2025) — Increase Transparency for Algorithmic Systems (Colorado AI Act Effective-Date Delay)](https://publedge.org/us/colorado/legislature/statute/2025-001/): enforcing
- [Colorado SB 26-189 (2026) — Automated Decision-Making Technology (ADMT) Act](https://publedge.org/us/colorado/legislature/statute/2026-001/): enforcing
- [IRS Private Letter Ruling 202506001 — Management Contract Private Business Use (§141)](https://publedge.org/us/federal/irs-chief-counsel/plr/2025-001/): enforcing
- [IRS PLR 202614036 — Adverse Determination: §501(c)(3) Exemption Denied, Mixed-Use Facility](https://publedge.org/us/federal/irs-tege/plr/2026-001/): enforcing
- [SEC No-Action Letter — Latham & Watkins (Rule 506(c) Verification)](https://publedge.org/us/federal/sec-corpfin/nal/2025-001/): enforcing
- [Utah SB 149 (2024) — Artificial Intelligence Amendments](https://publedge.org/us/utah/legislature/statute/2024-001/): enforcing
- [Utah HB 452 (2025) — Mental Health Chatbot Regulations](https://publedge.org/us/utah/legislature/statute/2025-002/): enforcing
- [Utah SB 226 (2025) — Artificial Intelligence Consumer Protection Amendments](https://publedge.org/us/utah/legislature/statute/2025-001/): enforcing
- [Utah SB 332 (2025) — Artificial Intelligence Revisions (AIPA Sunset Extension)](https://publedge.org/us/utah/legislature/statute/2025-003/): enforcing
- [Utah HB 320 (2026) — AI Learning Lab Restructure + Joint Interpretation Agreements](https://publedge.org/us/utah/legislature/statute/2026-001/): enforcing
- [Utah Mental Health Chatbot Disclosure — Joint Interpretation](https://publedge.org/us/utah/oaip/jia/2026-001/): proposed
- [Utah OAIP × ElizaChat — Teen Mental-Health App RMA (2024)](https://publedge.org/us/utah/oaip/rma/2024-001/): expired
- [Utah OAIP × Dentacor — AI-Assisted Dental Radiograph Diagnosis RMA (2025)](https://publedge.org/us/utah/oaip/rma/2025-001/): enforcing
- [Utah OAIP × Doctronic — AI Prescription Renewal RMA (2025)](https://publedge.org/us/utah/oaip/rma/2025-002/): enforcing
- [Utah OAIP × Legion Health — AI Maintenance Psychiatric Refill RMA (2026)](https://publedge.org/us/utah/oaip/rma/2026-001/): enacted

## Obligations

- [AI-Authorized Prescription Renewal (Utah Pilot)](https://publedge.org/primary/ai-authorized-rx-renewal/): 2 legal instruments support this
- [GenAI Is Not A Defense — Civil And Criminal](https://publedge.org/primary/ai-defense-elimination/): 2 legal instruments support this
- [Pay-To-Pay Fee Prohibited Without Express Authorization](https://publedge.org/primary/cfpb-pay-to-pay-fee-prohibited/): 1 legal instruments support this
- [Unbundled Advice Fee Does Not Trigger CTA Registration](https://publedge.org/primary/cftc-unbundled-fee-not-cta-trigger/): 1 legal instruments support this
- [Mental Health Chatbot — No Third-Party Data Sharing](https://publedge.org/primary/chatbot-data-no-third-party-sharing/): 1 legal instruments support this
- [Mental Health Chatbot — File 15-Element Safety Policy](https://publedge.org/primary/chatbot-safety-policy-filing/): 1 legal instruments support this
- [Dentacor — §58-69-5 Enforcement Forborne](https://publedge.org/primary/dentacor-58-69-5-enforcement-forborne/): 1 legal instruments support this
- [Dentacor — Hygienist + AI Concurrence Diagnosis](https://publedge.org/primary/dentacor-hygienist-ai-concurrence-diagnosis/): 1 legal instruments support this
- [Dentacor — Informed Consent Disclosing Absence Of Dentist](https://publedge.org/primary/dentacor-informed-consent-no-dentist/): 1 legal instruments support this
- [Proactive GenAI Disclosure In High-Risk Interactions](https://publedge.org/primary/disclose-genai-high-risk-proactive/): 1 legal instruments support this
- [Disclose GenAI on First Session](https://publedge.org/primary/disclose-genai-on-first-session/): 2 legal instruments support this
- [Disclose GenAI On Consumer Request](https://publedge.org/primary/disclose-genai-on-request/): 1 legal instruments support this
- [ElizaChat — Three-Phase Rollout Gate](https://publedge.org/primary/elizachat-phased-rollout/): 1 legal instruments support this
- [ElizaChat — Pre-Access Disclosure Bundle](https://publedge.org/primary/elizachat-pre-access-disclosure-bundle/): 1 legal instruments support this
- [§501(c)(3) Exemption Denied — Organizational And Operational Test Failure](https://publedge.org/primary/irs-501c3-dual-test-failure/): 1 legal instruments support this
- [Incentive-Fee Management Contract Not A Share Of Net Profits](https://publedge.org/primary/irs-incentive-fee-not-net-profits-share/): 1 legal instruments support this
- [Learning Lab Agreement — Eligibility and Participation](https://publedge.org/primary/learning-lab-agreement-participation/): 2 legal instruments support this
- [Named-Prescriber Enforcement Forborne](https://publedge.org/primary/named-prescriber-enforcement-forborne/): 2 legal instruments support this
- [RMA — Data Security Under §63A-19-102](https://publedge.org/primary/rma-data-security-63a-19-102/): 4 legal instruments support this
- [RMA — 30-Day End-Of-Term Report](https://publedge.org/primary/rma-end-of-term-report/): 4 legal instruments support this
- [RMA — Hold Harmless The State](https://publedge.org/primary/rma-hold-harmless-state/): 4 legal instruments support this
- [RMA — 24-Hour Incident Notification](https://publedge.org/primary/rma-incident-notification-24hr/): 1 legal instruments support this
- [RMA — Monthly Report To OAIP](https://publedge.org/primary/rma-monthly-report-to-oaip/): 4 legal instruments support this
- [RMA — No Advertising Reference To Agreement](https://publedge.org/primary/rma-no-advertising-reference/): 4 legal instruments support this
- [Rule 506(c) Verification Via High-Minimum + Representation](https://publedge.org/primary/sec-reg-d-506c-verification-safe-harbor/): 1 legal instruments support this
- [Telehealth Compliance Anchored To Participant Proposal](https://publedge.org/primary/telehealth-compliance-per-proposal/): 2 legal instruments support this

## Tools

- [Coverage Matrix](https://publedge.org/matrix.html): Which obligations each legal instrument supports
- [Compare](https://publedge.org/compare.html): Side-by-side legal instrument comparison
- [Timeline](https://publedge.org/timeline.html): Key dates and milestones

## Machine-Readable

- [JSON API](https://publedge.org/api/v1/index.json): Programmatic access to all data
- [agents.json](https://publedge.org/agents.json): Agent discovery metadata
- [Sitemap](https://publedge.org/sitemap.xml): All pages
- [RSS Feed](https://publedge.org/feed.xml): Recent updates

## Protocol

- [Protocol specification](https://publedge.org/reference/protocol/): PubLedge entity model, frontmatter, identifier rules, integrity mechanism.
- [Protocol source (Markdown)](https://publedge.org/PROTOCOL.md)
- [Prior art survey](https://publedge.org/reference/prior-art/): Utah Sandbox, SEC No-Action, IRS PLRs, CFPB Advisory, Utah Court Forms.
- [Prior art source (Markdown)](https://publedge.org/PRIOR-ART.md)
- [Vocabulary mapping](https://publedge.org/reference/vocabulary/): PubLedge entities bound to gist classes.
- [Roadmap](https://publedge.org/ROADMAP.md)
- [Attribution](https://publedge.org/ATTRIBUTION.md)
- [Manifest (SHA-256 hashes)](https://publedge.org/MANIFEST.yaml)

## Templates

- [Template library index](https://publedge.org/templates/)
- [Utah JIA Template — Mental-Health Chatbot Advertising and Representations (§13-72a-202)](https://publedge.org/template/utah-mental-health-chatbot-advertising/): JIA · us-ut
- [Utah JIA Template — Mental-Health Chatbot Data Protection (§13-72a-201)](https://publedge.org/template/utah-mental-health-chatbot-data-protection/): JIA · us-ut
- [Utah JIA Template — Mental-Health Chatbot First-Session Disclosure (§13-72a-203)](https://publedge.org/template/utah-mental-health-chatbot-first-session-disclosure/): JIA · us-ut
- [Utah RMA Template — AI Sandbox Mitigation, Mental-Health Chatbot Cohort](https://publedge.org/template/utah-ai-sandbox-mitigation-mental-health-chatbot/): RMA · us-ut
- [Utah RMA Template — GenAI Safe-Harbor Enrollment (§13-75-104)](https://publedge.org/template/utah-genai-safe-harbor-enrollment/): RMA · us-ut